Goal based solution - Muthoot Chits

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Goal based solution

Meet your goals with ease.

Goal Based Solutions

Muthoot Chits is specifically designed to enable you to save and meet your borrowing needs, all at once.

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Business Needs

The perfect financial solution for all your business needs.

Bulk Purchases
Reduce the unit cost of your raw materials by buying in bulk.
Working Capital
Meet your orders by giving your business a bit of extra cash.
Expansion
Grow your business and invest in new products and services.
Seasonal Stock Taking
Stock up on inventory well in advance of the surge in demand before festivals.

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Reducing Liability

Reduce your financial liabilities and save Money.

Closing High-Cost loans
Foreclose your high-cost loans that eat into your long-term savings.
Closing Credit Card dues
Save valuable money by clearing the outstanding amount on your Credit card.
Closing Personal Loans/Hand loans
Pay off any financial obligations to your peers or lenders conveniently through Chits.
Part Closure of loan
Reduce the impact of loan interest on your savings by partially closing your loans.

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Family Commitments

Borrow from your future savings to meet Life Cycle requirements.

House renovation
Do not think twice before taking up a home improvement project.
Marriage
Easily available funds for the wedding of your near and dear ones.
Medical/Surgery expense
Maintain a reserve for any healthcare-related emergencies.
Child education
Secure your child’s future by giving them the best education.

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Grow Investments & Wealth

The most cost-efficient tool to acquire property without taking a loan.

Land
Purchase land or real estate and watch your money multiply.
Gold
The best way to protect your earnings against inflation through a very liquid instrument.
Vehicles
Glide through your daily commute by purchasing your dream vehicle.
Leisure trip
Invest in memories to cherish with your loved ones forever.